Finance

8 Best apps You Can Download in 2022 (Number 6 is one the Most Downloaded)

The best applications may significantly improve your phone’s functionality. The Play Store has an app for just about everything you can think of, whether it’s social networking, productivity, health and fitness, or something else entirely. As there are literally thousands of applications to choose from, the possibilities are endless.

Finding the best applications for your device might be difficult since there are so many to choose from. To fill this need, we present ourselves. Our team has scoured Google Play for the best Android applications in a broad range of areas.

Check out the best applications you may have missed if you’re looking to load up one of the best phones with apps or simply try out something new, such as a productivity app, fitness tracker, or web browser.

Top apps in Android and iPhone

Earnin

Earnin is our recommendation for the best overall app for borrowing money since it has an option called “Cash Out” that may provide you with access to your paychecks at an earlier date. Earnin customers may advance up to $500 of their earnings once per pay period, and the company guarantees that they won’t be charged any interest or be required to pay any fees. If you need money urgently and want to avoid paying overdraft fees or getting a payday loan, Earnin may be a cost-effective alternative for you.

Earnin also provides services to assist users in preventing overdrafts from occurring in their accounts. Earnin will notify you when the balance in your accounts is becoming dangerously low, and it will allow you to withdraw up to $100 of your earnings automatically in the event that you are in danger of being overdrawn.

Best app Loan for low fees: Dave

Dave is willing to provide you a cash advance of up to $250 if you are in need of cash to prevent incurring overdraft fees or to pay for a small cost. The Dave app does not impose any interest fees on users. Instead, there is a one dollar annual membership charge. The site makes it clear to users that tipping is appreciated, but it is absolutely voluntary.

Members of Dave’s community have access to additional perks, such as services for establishing credit, tools for creating budgets, and a database of chances for earning additional cash via side gigs.

Best app for small Loan amounts: Brigit

You won’t need to worry about your credit score if you go via Brigit to borrow up to $250. The time it takes to get a cash advance after filing a request might be as low as twenty minutes.

The free plan and the Plus plan are the two options that are available to Brigit. The free plan gives customers access to financial insights and suggestions, but they are not permitted to get cash advances. You will need to upgrade to the Plus plan in order to take use of that functionality.

To utilize the Plus plan, Brigit charges a one-time, flat monthly price of $9.99, as opposed to charging interest for the service. Members get access to a variety of services, such as budgeting tools, account balance notifications, and credit report viewing, among others, including identity theft insurance worth $1 million.

Best app suite of Online Services: MoneyLion

Customers of MoneyLion may have the opportunity to get a cash advance from InstaCash in the amount of up to $250 without having to pay interest or monthly fees, and without being required to go through a credit check.

MoneyLion provides a variety of online financial services, in addition to cash advances, which you can handle from the comfort of your own home. When customers sign up for a MoneyLion loan, they are given the opportunity to not only invest in cryptocurrencies but also have access to automated investment accounts, apply for credit-builder loans, receive debit card rewards, and invest in credit-builder loans.

Best app Insurance: GEICO

The GEICO app has been given a rating of 4.7 on Google Play and 4.8 in the Apple App Store. It allows users to pay their bill, check their insurance policy, process claims, compare coverage choices, and contact for roadside help. Customers may set a maintenance plan for their vehicles using the GEICO mobile app, as well as check for recalls and see the service history of their vehicles.

Best Entertaiment app: Twitch

The best program that you may check out next is one that falls under the entertainment area and is called Twitch. This application allows users to watch live gameplay on the platform. Applications that have their roots in the United States are, in fact, devoted to providing material for widely played games.

We’re talking about well-known personal computer games like Grand Theft Auto V (GTA V), Minecraft, and Roblox. Up to the advent of the eSports category, which includes games ranging from League of Legends (LOL) to Fortnite. This live streaming gaming application is also a partner in a number of other eSports competition events, including the ESL Pro League CS:GO and the DreamHack Masters. It is available for both Android and PC.

Top app Insurance: State Farm

The State Farm app has received a rating of 4.6 on Google Play and 4.8 on the Apple App Store. It enables drivers to file and manage their claims, review insurance coverage options, call for roadside assistance, and connect directly with their agent. Additionally, the app gives young drivers access to a variety of benefits, such as the Steer Clear driver training app and a 25% good student discount. Customers will now have the ability to submit images and documentation related to an accident using the State Farm mobile app, which will help speed up the claims process.

One of the Best app Insurance: Farmers

The Farmer’s app has received a rating of 4.6 on Google Play and 4.8 in the Apple App Store. It enables drivers to sign up for electronic delivery of their policy papers and payment notices and to get push alerts about crucial account information. Customers of Farmer’s may use the app to see their insurance policy, submit a claim, investigate the coverage alternatives available to them, and make a request for roadside help.